Kaitlin Miller

Is it wise to buy a Demo Car?

Buying an automobile is a long and baffling process. You walk into the nearest dealership with a certain expectation. A set budget, the make and model are the factors that define your choice. The decision between a brand-new car and the one that is easy on the wallet is often challenging. However, there is an […]

Continue Reading

Car for College: Reasons why a Car is beneficial for Students

“I want to buy a car but don’t know how to convince my parents.” It is the story of every college student. You may have got your first set of wheels in high school. But, it is not necessary that you brought it to college. Your parents may think that buying a new car can […]

Continue Reading

Is there such a thing as “Good” Bad Credit Car Buyer?

The average national FICO score has reached 700 points for the very first time. It means individuals with credit score near to 700 will have an easy time in making a car purchase. But, not everyone has a stellar credit history. There are individuals with scores less than 600. Lenders have categorized them as bad […]

Continue Reading

How to buy a Car this Christmas?

The chilly breeze, the change of leaves and the upbeat holiday music are all indicators of the upcoming festive season. With the holiday season around the corner, it becomes difficult to decide the most suitable gift for your family and loved ones. Amongst other gifts such as an iPhone X or a satellite-radio service, a […]

Continue Reading

Second Chance Auto Loans: How to seal the Deal?

Everyone with a bad credit score knows well that Murphy’s Law acts a major obstacle while buying a car. Everything that can go wrong will go wrong. And, the main reason behind it is the terrible credit score. Lenders will reject your loan application. And, if anyone offers you an auto loan, you will have […]

Continue Reading

Time-Tested Advice to make the Most of your First Car Buying Experience

Is this your first car buying experience? Buying a car means deciding on the budget, choosing a car amongst several different alternatives and working with different lenders to find the best deal. If you do not prepare for buying your first car, it can turn into a confusing, irritating and expensive experience. When people realize […]

Continue Reading

Bad Credit Auto Loans and a No-Frills Car Purchase

There is nothing more frustrating than falling in love with a car at a dealership only to be told that you don’t qualify for financing because your credit score is not good enough. However, for many people across the country, public transit isn’t an option, and a personal automobile is their only means of transportation […]

Continue Reading

Zero Credit Auto Loans: The Perfect Lego Block to build your Credit Score

Lego blocks teach you to build anything from nothing. Similarly, if you have a zero credit score, you can build a good credit score from it. You have to take one step at a time because building a credit score doesn’t happen overnight. Zero credit auto loans provide you with the opportunity to build your […]

Continue Reading

Think Long Term before you decide on your Auto Loan Term

Life is a journey! And, buying a car will make your journey easier. Nevertheless, before you buy a car, selecting the right loan term is important. If you choose a short-term auto loan, you will have to repay the loan over a short period. The term varies between one to three years. On the other […]

Continue Reading

Debt-to-Income Ratio: Play it Safe to score Approval on the Auto Loan

You have one life, play it safe and you won’t regret! What is Debt-to-Income Ratio? Many people think that their good credit score will get them approval on the auto loan. But, while a person’s credit score is important, the lender also considers the debt-to-income ratio. If you don’t like playing it safe which means […]

Continue Reading