Building a personal injury claim after a car accident

It is estimated that approximately thousands of people are involved in vehicle accidents every year. Even if the collision you have been involved in may seem like a minor mishap, the truth is that you have the right to make a claim for damages, that is if the accident was the result of the negligence of the other driver. Basically, you have the possibility of receiving compensation for medical bills and related expenses from the behalf of the car insurance company. The first step in making sure that you are compensated for your losses is to hire a personal injury lawyer Ottawa. This is what you need to know in order to get started.

First of all, it is important to state that the Canadian system of automobile insurance is a “no-fault” one. This does not mean that the compensation has nothing to do with whomever is guilty, but rather that injured persons receive some form of compensation, regardless of who was actually to blame for the collision. What needs to be understood is that benefits are made available for all the injured parties. Therefore, it does not really matter if you are the guilty driver or simply a passenger. If you are involved in an unexpected event, then you should contact the automobile insurance company as soon as possible. Your car accident lawyer Ottawa will claim benefit from the insurance company and file an Application for Accidents and Benefits. This way you will be entitled to medical and rehabilitation coverage, income replacement benefits. The amount of money you stand to receive depends largely on the circumstances.

Another possibility that you have is to sue the party responsible for the hazard, meaning bringing a lawsuit. In a personal injury case, there are two types of damages that can relate to your situation: compensatory damages and punitive damages. Compensatory damages are the most common ones and they represent those faults that can be itemized. Examples include medical expenses, property damages and of course lost earnings. And there are damages that cannot be calculated like pain and suffering. Pain and suffering does not refer only to physical injury, but emotional injury as well. You are allowed to claim pain and suffering damages for a loss of enjoyment of life or stress and anxiety.

On the other hand, you can receive punitive damages if the other driver was especially careless. This type of compensation is mean to punish the defendant and it can only be imposed by the court. Taking into consideration that dealing with the insurance company is difficult regardless of the circumstances, you should not go on this road by yourself. An attorney that has experience with these matters can find the documentation a lot faster, not to mention that he is skilled at claim settlement negotiations. You should also be aware of the fact that the lawsuit is a lengthy process, which means that you can even wait three years for it to be over. Nonetheless, the value of the rights demanded will only accumulate.

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